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UltimApe@ultimapeover 3 years ago

Banking bullshit story time with Ape!https://t.co/l6oykvQbW9

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UltimApe@ultimapeover 4 years ago

I may no longer have a bank.https://t.co/DjPTZTzstC

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1/15/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

I signed up for Simple (bank) because it was entirely online and digital. I could access and use my account from my phone and computer.It also meant if I went homeless again, I could still access my bank.https://t.co/VxnxYzgAFY

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UltimApe@ultimapeover 8 years ago

As a millennial, I never want to visit a bank. Prefer 100% online situation, but still be able to use ATMs or deposit checks somehow. Ideas?

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1/15/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

Simple closed and migrated their services to BBVA usa.Cool. I guess I'll try to login to their service... oh damn it doesn't work on my phone. Their website sucked and I had to opt out of their paper statements to no be charged. (remember this)

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1/15/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

So BBVA usa now shuttered because they were acquired by PNC bank. https://t.co/4wmcxNdSyk

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1/15/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

In order to cancel my account before the automatic changeover, I had to have $0 in my balance. So I withdrew the last bit of money in my account. I then tried for months to get ahold of customer service via phone.

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1/15/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

With my sleep issues, this is harder than it seems. I also would just forget. I've been kind of shitty on my executive function since last winter. https://t.co/EDE3cBWnnI

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UltimApe@ultimapealmost 5 years ago

@literalbanana @GrumplessGrinch I had to crawl to the bathroom the other day because I was in so much pain and I also was having trouble with balance. I traced it to inflammation causing damage to my sciatic nerve and possibly rooted in gait instability int M.S.

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1/15/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

Once of the nice things about Simple was it was all on line. So my sleep disorder didn't matter, and I could do it at my convenience. I specifically went out of the was to find a service that worked via internet.I've not had a great summer.https://t.co/CVnM3VAj2D

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UltimApe@ultimapeover 4 years ago

My left arm doesn't work right now, so I can't pack to move back in with my girlfriend. I can't support myself with my crutches right now. I'm afraid of walking around the apartment incase my legs give out and no one is around to help me. https://t.co/6CNw2viBwN

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1/15/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

So a month ago something showed up in the mail. It was a bank statement from @PNCBank!Apparently even tho I've never logged in or set up my account w/ them, they've decided to opt me into a bank statement. (I don't eve know how to login)They charged me $2 so I'm overdrawn.

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1/15/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

Mind you, BBVA specifically said I needed to have $0 in my balance to cancel my account. and I had already opted out of the bank statement.

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1/15/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

So I messaged support on here and talk to them about the problem. They were helpful. They even elevated my case to someone after I said "I have been unable to contact support via phone".So of course I got an email saying they'd been trying to contact me by phone. https://t.co/mAG1kqRpUA

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1/15/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

They said in the email I should message them about the best times... But they just kept calling. like they ignored my message? https://t.co/NM1KDOk4hG

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1/15/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

I got a letter in the mail telling me that my account was at risk of closure for being over drawn. The only charge on the account is the paper statement fee... https://t.co/NQyX6R1tSH

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1/15/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

I just got a new paper statement in the mail.I'm not even mad. https://t.co/LDx31z3Ya7

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1/15/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

One of the weird ironys here is one of the reasons I went with simple was specifically because of how my old bank made it next to impossible for me to access my paper statement digitally. I needed to print it out to get into low-income housing. https://t.co/P5h7Uitme0

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UltimApe@ultimapealmost 10 years ago

@JackHenryAssoc used to be able to click a link and get my PDFs directly from the bank portal.

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1/15/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

So now I'm being sent a paper one and I don't even want it!And before, I couldn't even get one when I needed it without jumping thru hoops. https://t.co/R2PIFi6kT7

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UltimApe@ultimapeover 10 years ago

Got a copy of all the transactions from last year to report to get help with housing.It doesn't even fill one page. Its all groceries. #FML

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1/15/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

It seems to me this problem will just magically solve itself at some point.And I'm happy to report that I just don't care anymore. It seems I am free of my paperwork anxiety. https://t.co/mFzQrmXBD6

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UltimApe@ultimapeover 5 years ago

TL;DR: why paperwork makes me suicidal now.I specifically asked to get paid below amt necessary to file taxes because paperwork makes me want to die.My emergency plans involve living in woods / going homeless. Its easier than getting help.https://t.co/Jlqcbfocu5

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1/15/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

Become illegible, they said.The state doesn't even know you exist, they said.https://t.co/IVDVkvKbW7

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UltimApe@ultimapeover 6 years ago

I don't actually own any bitcoin at the moment because I can't afford a non-driver ID to verify my coinbase account and my lifestyle makes it hard to maintain a reliable private key on my person.

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1/15/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

I'm going to go watch brazil and contemplate the meaning of existence.https://t.co/eaUdtfULxs

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1/15/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

I'm thinking a lot about how I'm literally eating dog shit right now because I couldn't even figure out how to get on disability or get healthcare and spent the past few years learning how to undo my autism.https://t.co/8ShJesFOjw

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UltimApe@ultimapeover 8 years ago

no income 🔜 try for disability❌not enough work historyneed therapy to help prove 🔜 try healthcare thru state❌require proof of income👌💩

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1/15/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

Thank you everyone for helping me survive.

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1/15/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

I think it's funny that a cofounder of simple shared this article. The banks that have a crappy android app and vastly inferior UI experience compared to what simple actually was.https://t.co/SFtgBAQ5Sm

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1/15/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

This makes me laughhttps://t.co/K37bS83YAw

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1/15/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

"what's the worst website you ever used"https://t.co/tZrtleiJj2

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1/15/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

Looks like I'm not the only person who's got shafted by the paper statement suddenly turning on https://t.co/wivkROOcNi

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1/15/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

Got a letter in the mail saying they reimbursed the $4 "Auto Charge Off Credit" and stated I now have $0 balance as of 01/07. ok...Still haven't got an email from anyone responding to me. I keep talking to @PNCBank_Help @PNCBank and they just tell me it's been escalated. https://t.co/LfOopv0xj6

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1/26/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

Got a letter in the mail dated 01/15 saying they are seeking reimbursement for the amount that they removed from my account on the 7th.Says I gotta call them... https://t.co/iWLANwJgsb

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1/26/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

Mission accomplished I guess. The account is now closed and has $0 in it.

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1/26/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

Laughing_Risitas.gif https://t.co/1rri3h1Ldz

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1/29/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

I like how 1/18/2022 is in bold. https://t.co/957O516fPH

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1/29/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

Would be nice if someone actually responds this time.

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1/29/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

"Kafkaesque has entered the vernacular to describe unnecessarily complicated and frustrating experiences, like being forced to navigate labyrinths of bureaucracy." 🤔https://t.co/NdvaYh69TU

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1/29/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

Can't get your bank account closed for terrorism if you don't have a bank. 🤔https://t.co/VxnxYzgAFY

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UltimApe@ultimapeover 8 years ago

As a millennial, I never want to visit a bank. Prefer 100% online situation, but still be able to use ATMs or deposit checks somehow. Ideas?

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2/16/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

Yes.https://t.co/r5sVEP1RCt

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5/1/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

My bank account is still open.I got this in a 'secure email' 🙃 presumably to close the ticket.The automated email says I should call them back at"<your number>" should I have any questions on actions taken.@PNCBank_Help please close my account. https://t.co/4YWyN2sMWc

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5/30/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

I don't have a working phone I can call on anymore, lol.

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5/30/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

This is so dumb. https://t.co/WnjBPcWqGo

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5/30/2022
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adam w.k.@sabbaticalover 3 years ago
Replying to @ultimape

@ultimape some very cheap voip services exist if they really demand phone usage… i use https://t.co/M8G0R9xCv7

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5/30/2022
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adam w.k.@sabbaticalover 3 years ago
Replying to @sabbatical

@ultimape (plus a soft phone like https://t.co/qg9pEmNaOL or bria)

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5/30/2022
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UltimApe@ultimapeover 3 years ago
Replying to @sabbatical

@sabbatical Thanks! I was using google voice and have been looking for alternatives. I really want a physical device so I don't have to worry about my computer breaking my ability to call people, it was a constant problem.

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5/30/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

@sabbatical In this case, it's that I can't schedule a phone call and my sleep schedule is absolutely fucked so I can't really plan, and my computer is in the room my GF sleeps in.

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5/30/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

/pnc_bank_saga/pncbanksucks_2022_05_30.pnghttps://t.co/qCsq1inkms

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5/31/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

How can I get my bank to close itself without committing any form of fraud?

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5/31/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

They want me to visit a local branch now.There are no local branches in Vermont. The closest one is literally in NY city 260 miles away.One of the reasons I signed up for simple because *it was entirely online*; I can't drive!

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5/31/2022
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UltimApe@ultimapeover 3 years ago
Replying to @ultimape

Oh, the locator website is annoying, I can see they also have some in Boston that is a bit closer, but still ridiculously far.There is also only one ATM in Vermont, lol.

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5/31/2022
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UltimApe@ultimape10 months ago
Replying to @ultimape

It's so hard to be banked in america if you're poor and homeless.https://t.co/Req6yIlx1t

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12/1/2024
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UltimApe@ultimape10 months ago
Replying to @ultimape

I am thankful that if I am ever unbanked again, I can buy food with bitcoin.https://t.co/fkkCkmS90W

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UltimApe@ultimapeover 4 years ago

I bet someone out there is writing a hand-wringing piece of how giving financial fairness to the unbanked is why we need to do mass-surveillance of the poor and disenfranchised minority groups is *FOR THEIR OWN GOOD*.propaganda.https://t.co/wl59IQvUYA

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12/1/2024
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UltimApe@ultimape10 months ago
Replying to @ultimape

The entire reason I ever looked at crypto was because of @IOHK_Charles talks about the unbanked. I was unbanked at the time.https://t.co/eY29HGJjHh

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UltimApe@ultimapeover 10 years ago

@FutureDebris There's a great overview on blockchain tech https://t.co/Yz2Cz8u0FW + why it matters: https://t.co/AFo1r49ppq by @IOHK_Charles

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12/1/2024